Support After An Accident With An Uninsured Driver
Being involved in a car accident can have a devastating impact on your health and your finances. In the days and weeks after a crash, you may be unable to work while watching your medical bills climb. This can often create complications for you and your loved ones, especially if the other driver does not have insurance.
Our attorneys at HPS Law Firm understand the frustration of an accident with an uninsured or underinsured driver. With over 100 years of combined legal experience, they will help you develop an aggressive strategy for pursuing your injury claim.
Knowing Your Coverage
South Dakota requires all motorists to carry uninsured motorist (UM) and underinsured motorist (UIM) coverage. Depending on your policy, this can cover some or all of the bills you are facing after a car accident. However, insurance companies tend to underpay claims. While the initial offer may seem reasonable at first, you could end up being responsible for significant medical bills if the money runs out.
What You Should Do After An Accident
A car accident can be a stressful situation. The circumstances of the accident and the adrenaline of dealing with an emergency can leave you feeling paralyzed when it is time to act. When you are in an accident, there are important steps you should follow, including the following:
- Call 911: Even if you do not have apparent injuries, you need to contact emergency services to ensure that the scene is safe and file a police report.
- Seek medical help: You may not need an ambulance, but you should talk to a doctor after an accident. The doctor can help you assess your injuries and create a record of the accident.
- Gather information: If possible, you should try to take pictures and jot down a few notes about the accident while your memory is fresh. You should also get contact information for the other driver and any witnesses.
Remembering all the steps you should take after an accident can be challenging. However, if you talk to an attorney as soon as possible after the crash, they can help you fill in any gaps of missing information.
Talk To A Professional
There are many layers to an accident claim involving an uninsured motorist (UM) or underinsured motorist (UIM). It is important to have support from a skilled lawyer who will understand your needs. You can make an appointment for a consultation at our Sioux Falls office by calling 605-252-9277 or filling out our online contact form.